HDFC is one of the leading bank in India; not only in banking services but also in credit card services too. Millions of Indians are using HDFC credit card and using it regularly without any problem.
There are 2 important points to consider when using any credit card. First and most important is the security related to it. We’ve already discussed this matter elsewhere on 10 ways to stop Credit Card fraud. Check that.
Next is to pay your credit card bill on time. This will maintain your credibility with the bank and also makes you eligible for any loan in future. Not to mention, it will save you from heavy interest and penalty in terms of money loss.
There was a time when one has to stand in long queues in bank to make payment for credit card bill. Now, with the advancement in technology, HDFC bank has opened many windows to do the same.
In this article, we’ll discuss 9 ways to pay your HDFC credit card bill payment.
1. HDFC Bank NetBanking
If you’re HDFC bank savings or current account holder, then you can register for NetBanking – HDFC bank internet banking and thereafter, link you credit card with NetBanking account using your credit card ATM PIN.
To register with HDFC NetBanking online, click here.
2. Other Bank Internet Banking
If you’re just a credit card holder of HDFC bank and not having savings or current account with the bank, you can still make payment HDFC credit card bill and that too, online using BillDesk service.
You just have to provide your credit card number, email id, payment amount and choose your bank name from the list to make payment. You’ll be redirected to internet banking page of your bank to make payment. Once payment process is successful, you’ll get online receipt too.
Click here to start that option.
3. HDFC Bank Mobile App
Visit http://www.hdfcbank.com/personal/ways-to-bank/bank-with-your-phone/mobilebanking to download HDFC Bank MobileBanking Apps on your mobile phone. Make sure you’ve active internet access on your phone. Now, log in to the Mobile App using your Customer ID and go to the ‘Credit Card’ tab, choose ‘Credit Card Payment’ and make your payments using your HDFC Bank Savings Account.
4. HDFC Bank MobileBanking website
If you don’t want to download any app on your mobile phone, you can also open HDFC bank mobile Banking site www.m.hdfcbank.com through your phone browser. Just go to the ‘Credit Card’ tab, choose ‘Credit Card Payment’ and make the payments using your HDFC Bank Savings Account.
5. HDFC Bank ATM
All you have to do is walk in to any HDFC Bank ATM in India, at any time and transfer the bill amount from your Savings or Current Account to your Credit Card Account.
6. NEFT/ Visa Money Transfer (for other bank account holders)
You can transfer funds from any other bank account to your HDFC Bank Credit Card account online using NEFT facility. Use IFSC Code HDFC0000128 for card payment through NEFT (please prefix 00 to your 14 digit Diners Club Card Number).
You can provide standing instructions to debit your HDFC Bank Account automatically for either the minimum amount due or the total monthly outstanding amount on your Credit Card. Your account with HDFC Bank should be a sole or a joint account with an ‘any’ or ‘either’ signing mandate. Click here to download an Autopay registration form.
8. Cash Payment
Walk into any HDFC Bank branch and make your Credit Card payment by cash. Note: Cash payments at branches/ATMs will be charged a cash processing fee of Rs. 100/- per payment.
9. Pay by Cheque
You can deposit a local cheque, having made it payable to the HDFC BANK Card A/c (you should mention your Credit Card number) at any of our drop boxes located at ATMs and branches in your city. Local cheque payments will be credited to your Card Account in 3 working days.