Max New York Life Insurance LifeLine Healthy Family Plan



Why Healthy Family

The core of any happy family is a healthy family. However, demanding lifestyles, high stress levels and deteriorating environmental conditions are increasing the probability of diseases and consequently, treatment for the same. The need of the hour is for a plan that not only takes care of your health, but also takes care of your family. Taking care of this need Max New York Life presents LifeLine Healthy Family™ – the Most Comprehensive Health Insurance Plan

Eligibility Criteria
Criteria Eligibility
Minimum / Maximum Age for Adults 18 years / 65 years
Minimum / Maximum Age for Children 0 days / 18 years
Policy Term 10 years
Maximum Age at Maturity 75 years
Premium Guarantee 5 years rate guarantee
Premium Payment Mode Anuual, Semi-annual, Quarterly and Monthly
Family benefit is extended to
  • Self
  • Spouse
  • Children (existing and future additions)
Parents Benefit is extended to Policyholder’s parents only
Benefits structure for : 1 unit for Family
Category/Benefit (Rs.) Self Spouse Children
Hospitalization Benefit:
Daily Cash / per diem 1,000
ICU Cash / per diem 2,000
Post hospitalization care benefit 3,000
Surgical Cash (lump-sum) 2,00,000
Critical Illness (lump-sum) 4,00,000 2,00,000 NA
Maximum Hospitalization days (limit)
Policy Year 100
Policy Term 500

*Congenital Surgical Correction (only for children under 18 years of age)

For benefit corresponding to unit, multiply all benefits except number of days into number of units chosen

Choice of units: 1 to 5



There are 5 categories of Surgeries under Surgical Cash Benefit:
  • Supramajor: 50% of the surgical cash limit
  • Major: 17.5% of the surgical cash limit
  • Intermediate: 7.5% of the surgical cash limit
  • Minor: 5% of the surgical cash limit
  • Others: Lower of 10,000 or 2.5% of surgical cash benefit, whichever is lower
Benefits structure for: 1 unit for Parents
Category/Benefit (Rs.)
Hospitalization Benefit:
Daily Cash/ per diem 1,000
ICU Cash/per diem 2,000
Post hospitalization care benefit 3,000
Surgical Cash (lump-sum) /per Parent 1,00,000
Critical Illness (lump-sum) /per Parent 1,00,000
Maximum hospitalization days(limit)
Policy Year 100
Policy Term 250

For benefit corresponding to unit, multiply all benefits except number of days into number of units chosen

Choice of units: 1 to 5

There are 5 categories of Surgeries under Surgical Cash Benefit:
  • Supramajor: 100% of the surgical cash limit
  • Major: 35% of the surgical cash limit
  • Intermediate: 15% of the surgical cash limit
  • Minor: 10% of the surgical cash limit
  • Others: Lower of 10,000 or 5% of surgical cash benefit, whichever is lower
  • Guaranteed renew ability till age 75
  • Long term Health coverage for 10 years
  • Up to Rs 35,000 as tax benefit under section 80D of the Income Tax Act,
    • Rs 15,000 for self, spouse and children
    • Rs 20,000 for parents
  • Cashless hospitalization in over 4000+ network hospitals across the country
  • Fixed hospitalization benefits irrespective of actual billing
  • Photocopies of bills will suffice for claims

Download its brochure here.

Max New York Life Insurance LifeLine Healthy Family Plan
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