Below is the few queries answered, which I got via email.

1. Different options to save tax – By Vivek

Answer: There are many ways to save tax. ELSS, PPF, life insurance, NSC etc. There is a complete article on that at https://www.investmentkit.com/articles/2011/05/tax-saving-with-sec80c/ or https://www.investmentkit.com/articles/2012/01/10-tax-saving-investment-options/

2. I INTENT TO KNOW THE ACTUAL VALUE OF MY INVESTMENT IN "UNIT PLUS REGULAR PLAN"AT ADB BRANCH ALAPPUZHA. POLICY NO.xxxxxxxx – Santha Kumari

Answer: You need to register your policy online on the official website of SBI Life. Thereafter, you can see your policy details, including its fund value, online. The following article will help you https://www.investmentkit.com/articles/2012/01/how-to-check-your-sbi-life-insurance-policy-details-online/

3. I am new in investing, but I would like to invest money, but do not know how to do,  either for long or short term. I would appreciate if you can provide me assistance. – Derick.

Answer: If you're new to investment, I suggest not to be in hurry to invest anywhere. First, understand the different products, your goals, term and conditions, risk factors, and your risk-appetite. This website is full of such articles and I continue to post new ones every day. Start with basics of mutual funds, PPF, Gold ETF. 



Hope it will help you.

4. Chennai corporation wants us to produce nsc for Rs.500/-; but the post office staff say that they cannot give the certificate for 4 jointly. – Basheer Ahmed

Answer:  NSCs are issued to Individuals, Joint (two or more) and Minor with Parent/Guardian.

There is a further classification when the certificate is issued to Joint holders –

Type 'A' – maturity is payable to both the holders or the survivor.

Type 'B' – maturity is payable to either or survivor.

You should contact the post master. He will surely help you. You can also find more details on NSC at http://www.investmentkit.com/government/nsc.shtml

Queries Answered | 07-Mar-2012
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