why there is the foreclosure fee in ICICI bank is 5%, while it is 2% only within 2years in SBI groups?



In SBI group of banks the foreclosure charges for a loan is only 2% within 2 years. After that there is no foreclosure fee. In ICICI bank they charge 5% as foreclosure fee. Is there is any remedy for this?

why there is the foreclosure fee in ICICI bank is 5%, while it is 2% only within 2years in SBI groups?
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