Why should an insurance company fear the pregnancy in India?Is it too dangerous ?



In Ahmedabad,Realiance life insurance company has rejected a woman’s application for life insurance on the reason she is pregnant more than five months.
She is working in a hospital and doing her medical check up regularly and till now no other medical problem.
All other insurance companies are also keeping this policy?
Now a days pregnacy death is very rare.
Why should an insurance company keep 19 centuary belief?

Why should an insurance company fear the pregnancy in India?Is it too dangerous ?
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3 Replies to “Why should an insurance company fear the pregnancy in India?Is it too dangerous ?”

  1. It is because insurance companies find mortality rate of pregnant women in India is too high (even higher than Srilanka). Why should they take risk unnecessarily?


  2. in india, and most 3rd world countries, it is still a not common thing for a woman to die during childbirth. it is more that the medical facility (in some cases just a midwife) is still in the 19th century.


  3. Life is uncertain. On the basis your life risk is covered. Pregnancy is matter of two lives.
    The mortality rate during the pregnancy is more when one is single.

    since considering these reasons No Life Insurance Company cover ones life during pregnancy.





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