7 Replies to “which is the best insurance plan in india ?”

  1. sbi elife smart performer 2, which will be closed by 31st december 2010. It has 2 schemes. You can call the concerned Branch Manager and go a head. It covers insurance as well as investment. Prefer secured option.


    Why Star

    Because STAR HEALTH AND ALLIED INSURANCE, is a specialist in Health Insurance and provides quality service at the best rates. As the country’s first stand alone health insurance company in India, it is committed to the service of the insured. There is no Third Party Administrator involved in claims settlement, which means better service, in shorter time and no hassles… at all!

    No.1 private sector Health Insurance Company in India. Source IRDA Unaudited results
    India’s first Exclusive Standalone Health Insurance Company
    Pan India Presence
    No-Claim discount
    24 X 7 FREE Expert Doctor consultation
    Large Hospital Network of more than 4600 Hospitals
    Cashless Hospitalization Facility
    Faster settlement of Claims, no TPA involved
    Wide range of Products

  3. Friend, I personally feel Jeevan Saral and Jeevan Anand are good products from LIC. Jeevan Saral gives you liquidity. In JeevanSaral, they give you loyalty bonus after 10 years and this gets added to your maturity amount. So in case you require money (either as pension or for any contingency like children education/hospitalization) you can take part money after 10 years and the balance amount will continue. In Jeevan Anand, it provides you life cover throughout your life. In Jeevan Anand, on maturity, you will get sum assured + bonus and after that your life coverage will continue. In case something happens to you after maturity, an amount equal to sum assured is payable.
    Considering all these aspects,I feel these 2 products are quite good.

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