Which is better-Continuing to pay the loan or cancelling my investments and closing loan?



I had taken a loan with an interest rate of 14.5% per annum.I have some money invested in mutual funds with a returns of 15% or so. Which is better for me? To continue paying the EMI monthly for the loan or to withdraw my invested amounts and repay the loan considering the interest rates and returns. Please advise. Thanks

Which is better-Continuing to pay the loan or cancelling my investments and closing loan?
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2 Replies to “Which is better-Continuing to pay the loan or cancelling my investments and closing loan?”

  1. As long as you have had the loan for a year to build credit, then the best bet is to pay it off. Giving money away to other investors in interest is a double wammy and a slap in the face if you do not need to.


  2. continue to pay the instalments of loan…dont close your investments to pay off the loan. as of now if your investment income is almost equal to interest that you are paying …. so at the end of the day when the loan is cleared in instalments you will still have your investment safe and continue to earn the 15% return.





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