4 Replies to “which is best LIC policy Jivan Anand or Jivan Saral for maximum benifit and high risk cover ?”

  1. Hi Mahesh,

    For high risk cover, go for pure term insurance plans and for returns go either for PPF, NSC, MFs etc.
    Generally insurance policies gives you returns in the range of 4-6 % and not good for investments.



  2. I don’t know about Jivan Anand or Jivan Saral, but if they are traditional policies then they are neither good for maximum benefit nor for high risk cover. To get the advantage of both maximum benefit and high risk cover ULIPs are best and better than term insurance plans.

  3. Jeevan Anand gives whole life cover. Even after the end of selected premium payment term. This distinctive features keeps it separate Jeevan Saral.

    Jeevan Saral is also good plan for those wanting good returns with lesser risk cover.

  4. As per me Jeevan Saral is best policy for both high risk cover and maximum benefit. But both policies have different good points. In Jeevan Saral you will get your maturity amount after your term policy and In Jeevan Anand you will get your maturity amount after your term and another sum assured amount will be given to Nominee after Insurers death.

    If you have any questions regarding LIC policies, mail to [email protected]

Leave a Reply

Your email address will not be published. Required fields are marked *

ten − seven =