2 Replies to “which is benificial scheem of post office NSC or MIS?”

  1. MIS IS MORE BENIFICIAL SCHEME. YOU CAN RECCURING DEPOSIT FROM MIS INTEREST IN THINS WAY YOU GET APPROX 10.75% INTEREST


  2. Beneficial in WHAT sense ? Both are different and have a separate purpose.
    MIS is for people who want regular ‘pension-like’ income for the rest of their life after a bulk deposit. And NSC is a 6 year lock-in kind of a strategy for a finite interest after 6 years.
    Of course, MIS has an additional benefit of 5% bonus after 6 years. Also, you have the advantage of a 3 year withdrawal, in emergency, minus the bonus.
    Surely, if both are asked for investment only, then yes, monthly output of MIS can be put in other deposits or M.F. SIP to get much higher returns.





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