10 Replies to “Which are the Best Child Insurance Plans In India?”



  1. Tell your sister not to get regular insurance, but a child education insurance plan, as that is way better. If her objective is to save money for his future, then what better way to do it than invest in an education insurance plan?
    We’ve dont this for both our kins, and it’s completely working for us, touch-wood.

    http://www.educationisinsurance.com
    All the best!





  2. Hi! I think you will tell her about future child benefit plan offer by Future Generali india life insurance company limited. My point of view it is very nice plan. In this plan you will have two ways to pay the premium one is regular premium and second is single premium. In this plan your sister will get money back step – by – step for her son’s education and she will have sufficient money for his future also. Pls go on net and search for the best plan for him the website is http://www.futuregenerali.in and you will know the all feature and benefits of the plan. Also search in LIC’s Website. Hope it will help you to suggest her the best plan. Before investing in child plan or any other life insurance pls read the term and condition carefully. Thanks. Any other help related to insurance email me.


  3. Tata AIG Life Starkid

    Do you want your child to get the best? A professional education could cost around Rs. 10 lakhs. Marriage expenses could also cost another Rs. 12 lakhs. Have you saved enough to cover these costs?

    Star Kid is an exceptional Child Endowment Policy that will ensure that you can afford to give your child everything he needs.

    Key features include:

    1. Your child will receive cash benefits to the equivalent of 20% of the sum assured at the age of 18, 19, 20, 21 & 22.

    2 Flexible and affordable premiums, which can be paid annually, semi-annually, quarterly, or even monthly.

    3. No medical examination of your child is needed.

    4. Free Look Period – A money-back guarantee, which allows you to return the policy within 15 days of receipt for a full refund (minus nominal administrative charges).

    Tax Benefits, Riders and Age Eligibility

    1. Premiums paid under this plan are eligible for tax benefits under Section 80C of the Income Tax Act, 1961. Any sum received under this plan is exempt from tax under section 10(10D) of the Income Tax Act, 1961.

    2. Inbuilt Payor Benefit rider: In the event of Payor’s death or disability the policy pays out following benefits:

    [a] During the premium paying period: All future premiums are waived
    off.

    [b] After the premium paying period: 50% of Sum Assured is paid to
    the nominee of the policy.







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