3 Replies to “WHICH among the following ULIPs are good to invest for 20 years-LIC moneyplus,SBILife HorizonII,IDBI?”

  1. Please do not go for ULIPs as the purposes of life insurance and investment are not compatible. Better to buy a limited term whole life policy and the premium saved ( diff between ULIP and limted term policy ) could be invested in Systematic Investment Plans of any of the topo mutual funds. Check up the ratings of the schemes and invest.



  2. MADAM,

    When you buy any ULIP don’t ancipate any growth no insurance company allow any agent to tell growth rate.

    IN these policy you can choose LIC money plus and simply ignore POLICY from IDBI.

    Alternatively

    Make investment in MARKET PLUS 1 due to following reason

    1. LOWER ALLOCATION CHARGES: UNDER MARKET PLUS 1 ALLOCATION CHARGES ARE 16.5% FOR FIRST YEAR AND 2.50% (FROM II YEAR ONWARDS. IN ALL OTHER POLICIES ALLOCATION CHARGES ARE IN RANGE OF 26 TO 30 %.
    LOWER ALLOCATION CHARGES MEANS MORE UNITS PURCHASED AND SUSEQUENTLY HIGHER RETURN.

    2. IF YOU WANT TO GO WITH PREVIOUS GROWTH THEN ALSO MARKET PLUS 1 IS BETTER THAN OTHERS. IN THE TIME OF RECESSION THIS POLICY CONTINUES TO GIVE RETURN OF 15 TO 18 %
    AGAIN DON’T GO WITH PREVIOUS PERFORMANCE.

    IF YOU ARE INTERESTED IN ANY LIFE INSURANCE POLICY AND WANT GENUINE ADVISE FEEL FREE TO CALL 9718147857 OR MAIL ME AT [email protected]
    OR AT [email protected]





Leave a Reply to shok 9718147857 Cancel reply

Your email address will not be published. Required fields are marked *

13 − 13 =