What would be the benefits and losses of a ICICI Prudential(3yr Maximiser plan ) policy holder?



As the ICICI Bank is facing a big threat in the market, what are the best options for a ICICI Prudential policy holder?

What would be the benefits and losses of a ICICI Prudential(3yr Maximiser plan ) policy holder?
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4 Replies to “What would be the benefits and losses of a ICICI Prudential(3yr Maximiser plan ) policy holder?”


  1. There is no fear due to any icici bank problem. All ok.

    The only issue is that you will never be able to get return if you will invest for 3 year in a ulip.

    ULIP are not a good investment & in short term like 3 year, it is the worst type of investment.



  2. Banks in private sector are well supported by Govt. ICICI Bank is India’s second largest Bank and Bank having fund base of over 484 thousand crore and yearly profit of over 4000 crores cannot be unsafe just due to a poassible loss of 400 crores. ICICI Pru life has several policies which are unit based and it is for the investor to judiciously use them for a stable long term investment. Company has since discontionued maximiser fund but there are other funds like RICH fund etc where there are chances of rising your returns But you will have to continue in the scheme atleast two years more than minimum period of 3 years.





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