One Reply to “What will happen to my Provident Fund in India if I leave Job & join a firm overseas? Can i withdraw tax free?”

  1. If you have spent a minimum of 5 years with your organisation before leaving them, then, the PF contributions from both you and your employer, will be tax free in your hands.

    If not, TDS will be applicable. Then, it depends on the Income Tax Office and you!

    You may for the present leave this with the EPF commissioner as they pay 8.5% interest (current year) against SBI FD rate of 7.75%.

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