What should be the average premium for pension plan policy to get pension of minimum 10k p.m.in coming future.?



want to know different pension plan which can give pension after retirement from private job and the minimum pension shd be 10k per month.

What should be the average premium for pension plan policy to get pension of minimum 10k p.m.in coming future.?
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3 Replies to “What should be the average premium for pension plan policy to get pension of minimum 10k p.m.in coming future.?”

  1. I feel I may advise you much better for the subject.will you please give me your contact no.on my cell no.9452782596 or on my [email protected] also let me know about your location if you please.because this matter can not be explained in details on net.


  2. Pension plan from life nsurance company has 2 periods.

    1. accumulation phase
    2. Annuity phase

    You save in the accumulation phase, at maturity you get upto 33% lumpsum & buy annuity with the rest.

    In traditional insurance plan, they give a return of hardly 5-6% in accumulation phase. In ULIP , almost 3-4 % of your growth is vested in charges. Also annuity offered is very low (5-6%) & you endup getting too less.

    I advice you to save through PPF/mutual fund in accumulation phase & buy immediate annuity/ survive on interest during annuity phase.

    Saving can be tax free if you choose PPF & ELSS.






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