what precaution should we take while taking a health insurance?

my family is planning to take up a health insurance.So what precautions shall we take so,to claim the insurance would be no trouble for us!
As well which health insurance provide max. benefits while covering my whole family.
we are only 3 people in the house.
attentions and appropriate answers would be really appreciated.
Thank u!!!!

what precaution should we take while taking a health insurance?
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3 Replies to “what precaution should we take while taking a health insurance?”

  1. Is any ca ping when you claim,is it life time renewal,if claim is more then one time for the same illness does the claim is granted for the same?None claim bonus what % minimum & maximum?
    I think Max BHP/Apollo Munich is more competitive.For detail contact there web site or call any agent personally.
    Indivisible and family fl otter there 2 types of product.In fl otter any one can use the full some assured where as if the main policy holder death the policy will not be continue/again you will have to go for fresh policy.Rest ok.
    I prefer indivisible policy

  2. Go for a mediclaim policy with a PSU like The New India Assurance Co

    In the long run you will have no problems with claim settlements.

    I am an Insurance Advisor.

  3. Hi Sunny,
    It’s great that your family has decided to opt for health insurance. Claim process, policy benefits, pre & post hospitalization medical expenses are covered or not, cashless facility, etc are some of the pointers that you need to be clear on before selecting any health plan. In my opinion, since you are 3 in the family you should go for family health insurance. I will recommend you to opt for Max Bupa’s Heartbeat Family First health plan which covers up to 13 relationships in the family i.e. you, your parents, kids, spouse, in-laws and more. This health plan has also won the Best Product Innovation Award at the Indian Insurance Award.

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