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  1. hello dear,
    there is no any disadvantage of taking pan card. however this will be very useful for ur wife. it will be played a unique role for identity. when at any time ur wife can present it when there wiill be need for it. so dont think anymore and get it as soon as possible . there is no high cast also. u can get it only in 68rs.

  2. Apparently not but if you do transaction frequently without any proof of income then that is to be treated as income of your wife. It seems your wife does not have any income and if you put your black money through transactions she will be asked to explain as well as to pay taxes.

  3. disadvantage, you must be joking.
    it is mandatory if u want to invest in Mutual fund,shares and soon it is going to become mandatory for bank accounts also.
    do go ahead and get one.