What is better tax saving investment option PPC or NSC?



The best part of PPF was return were tax free however money gets locked for 15 years. . Compared to PPF NSC had one advantage that money was locked for only 6 years but disadvantage was that returns were taxable. With the Effect of DTC on PPF the returns from PPF will be taxable on withdrawal. So now what is better PPF or NSC. Can anyone guide me some investment with guarantied return and tax exempt on returns in India?

Rate these answers

4 Replies to “What is better tax saving investment option PPC or NSC?”


  1. There is no such absolute choice as to which is a better tax saving instrument. In my opinion, you should wait for the DTC to come into effect. I feel there will be many discussions and modifications before it is finally passed as law.

    Wait and then decide. With the tax slabs changing and with the final shape of DTC not known today, ‘wait and watch’ is the best option. (My opinion).







Leave a Reply

Your email address will not be published. Required fields are marked *