what best options for investing lump sum amount of voluntary retirement benefit under current economics India?



Retired employees -in early forties- now jobless -needs to find another job. Under these conditions where they can invest to get good returns, safely and without having tax burden (they don’t have the benefit of Rs. 5,00,000 of tax exemption usually eligible for V.R.S employees
if PF account is closed, what are the options? which shares, Mutual funds gives good returns and are safe?

2 Replies to “what best options for investing lump sum amount of voluntary retirement benefit under current economics India?”

  1. best way would be break up the amount into four parts, 1st part could be deposited into ur pf fund
    2nd part could be deposited into FD in a psu bank
    3rd part could be deposited in gold
    4th part could invested in shares, mutual funds and life insurances.
    break up of the amount should be as of according to u.

    additional ans:
    if ur pf acc is closed then u can start a new acc in sbi. if u don’t want to and want to invest in mutual funds then choose the funds which invest more into debt rather than into the market. the returns would be low but they would be safe, check with sbi, reliance and other fund managers who have funds that invest in debt.
    ril, praj, l&t, tata steel, reliance power, are some of the great shares, invest in those and u r atmost sure u won’t lose ur money. don’t invest on shares which go touch the circuit too much, stay away from fertiliser and agricultural shares.






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