Want to know best & safe investment plan.?

My monthly saving is around 4000 approx.I want to invest it rather than keeping in bank. Which investment stratedgy wil fetch me good returns after 3-4 years. I have heard about gold bonds, lic, mutual funds….do tel me which investment is best and why as i can invest 4000 rupees monthly, cant invest a lumpsum amt.My total income is below exemption limit. Provide me with best investment plans as soon as possible

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