which mutual fund to take?

i m a student and planning to invest about 1000 per month in mutual funds.. for about 3-5 yr period plz tell me which one to go i don’t understand those types of funds the abbreviations and other things please give me a list to choose from thank you

SBI (State Bank of India) Fixed Deposits HELP needed (Please take some time and do reply)?

I have a Savings account with SBI. It is linked with an online SBI account, i.e. I can view all my savings bank account details, PPF account details, Fixed deposits details etc through internet.

My question is:

If I open a FIxed deposit online with the e-STDR facility, for lets say 3 years, how will I receive the money on maturity?

Lets say I deposit Rs 50,000 and am supposed to get Rs 62000 after 3 years. Then will these Rs 62000 be deposited to my account directly or do I have to go to the bank to claim the money after 3 years?

Also Since the interest earned per year is less that Rs. 10,000, so I do not have to fill any form 15G right? Also I am not eligible for TDS on this Rs 12,000 interest? right?

Also though my question is for SBI but I hope the same answers will be true for HDFC etc as well.Please correct me if not..

Thanks a ton. Please take some time and do reply….

Endowment Plus ULIP from LIC.. why to take it?

three benifit a ulip plan offers:
1 risk cover(lower risk cover)
2 tax saving( )
3 return on investment (between 6 to 12 percent)

What about this….
1 Risk cover: if i buy term insurance from lic (higher risk cover)
2 Tax saving: if i invest in PPF(tax saving and return also)
3 ROI : if i would invest in equity directly or in MF(huge return with risk)

Now can anyone tell me what is the better option to invest money? and why??

or tell me in detail about pros and cons of both the options..
THANKS
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