ULIP or Endowment Plan which is the best for me to invest 5k pm each for my retirement n my daughter’s future?

Hi All,
I am pretty confused whether to take up a LIC or a Ulip for the long term investment. After searching the net and taking to the agents I am totally lost.

My budget is 10k pm. Out of that I want to invest 5k for my 11/2 yr daughter’s bright future and 5k for my retirement and insurance.

Can anyone pls suggest me any good Child Ulip which will cover the life of both the parents as almost all the Ulips cover only the father or the person on whom the Ulip is taken.

Coming to my retirement and insurance(both the combination), pls suggest me with the best plans available in the market(both endowment and ulip)

Also if I allocate the funds in my Ulip in such a way that most of my money will be invested into debit instruments and less into equities then will this secure my returns?? In which charges will be more, Ulip or LIC… ?

Thanks so much,

I want to invest money in SIP for my retirement & kid’s education &marriage. How is bajaj capital.San-Canada

Since last 3 years i am in Canada. I have one son.I am 35 years old. I made some good savings in Canada. Now, i am coming back to india. I am thinking to invest my money in SIP for my retirement and also for my son’s education and his marriage. I read about Bajaj Capital and its SIP plans. Can you suggest me should i have to go with it or not? If there is another good scheme or plan for my purpose; please send me your reply.
I preffered to invest in government sector . or you can suggest any good mutual fund .

retirement corpus of 1.5 cr?

iam 35 working abroad , need a monthly income of 50000rs when iam 55yrs as pension , suggesst the mode to invest which acn give me the money ( any mutual fund or so ) will it be worth to invest in realestate to attain a corpus of 1.5 cr and earn this 50000 per month. please suggest the best mode.

How to invest the Terminal benefit received at the time of retirement?

I have retired from active service as Professor of Surgery after 34 years of service and the terminal benefit received is 30 lakhs. I am reappointed back with same salary last drawn which is about 1.25 lakhs per month. Both my children are married and are on their own.I do not have any outstanding loans to pay back.I am on my own staying in my own home. Please let me know the ways in which I should invest the terminal benefit amount of Rs 30 lakhs. I am not well versed in share market. I am sure this is common problem for all professionals at the time of retirement.I am sure I will be able to get a better information about investing the amount,as you are aware that Surgeons are very poor in investing for their future.