Regarding SBI UNIT PLUS II?

I invested 99000 in SBI UNIT PLUS II (49000+50000) in 2008. The Policy term is 5 years. So far I have paid 49000*4 and 50000*3. 50000 payment is due for this year. Now my agent says it is not profitable any more. Do I discontinue paying the premium? If yes, do I need to keep it alive till the end of PPT? Or if I surrender, what would be the loss?

This is regarding calculating Income Tax on Income earned between 01-04-2008 & 31.03.2009 ie AY 2009-2010?

My Father in Law has received following Income between 01.04.2008 & 31.03.2009.

He is Not a Senior Citizen & has no other Income

Salary : INR 4,26,420.00

Value of Perks u/s 17(2): INR 3,537.00

Investments Qualifying under
Sec 80 C ie (PF+PPF+LIC Prem) INR 1,14,610.00

Payments qualifying under
Sec 80 D INR 5,052.00

Interest Income INR 2,47,364.00

Dividends on Shares INR 82,000.00

Pls advise his Tax Liability showing how it was calculated

Regarding Transfer of Accounts?

Sir, I have two A/C’s in Sbi in same branch, one is salary a/c and other is savings on my own name. I want to surrender savings A/C and wants to transfer/link all the Amount, FD’s and PPF account to the other A/C. how is it possible.Please guide me…the Salary A/C was transferred from other branch to the same branch as it is near to my home…pls help…..