How could one purchase flat or plot?

One of my female friend wants to purchase 15-20 lakhrs(bcz her requirement is 2bhk) flat but has only 2-3 lakh rupees with her.She wants to buy a flat in 3-4 months for investment ,how she can arrange money .Is their any loan facility without any security for women? Is there any scheme running specially for females?
She has no own house and property against which she can take loan,and property rate are increasing high day by day.