icici pru life time super foreclosure?

dear sir ,i have one ulip policy from icicipru life time super ,first premium 30000paid on 21.07.2006 and second premium also paid in 2007.but i am unable to pay third premium.A leter received from insurer your policy was foreclosed .ur current nav amount 77800.as per the norms 60%of the nav amount for forclossing charges.balance 30800 rupees cheque enclosed the letter.the foreclosure was without my knowledge.this is correct?any expert please guide to me.no intimation for foreclosure the [email protected] mobile no 09443104411

Which bajaj ULIP plan should i buy?

I’m 25 yrs old,single.
i’m looking for an investement in bajaj ULIP for 20Thousand annual premium for insurance of 20 lac for 30yrs term as i dont want any term plan.

can you please help of any plan which has least PAC and mortalility and other charges.i compared UNITGAIN PLUS GOLD with NEW UNITGAIN PLUS and found NUG plus has less PAC and mortality charges than Gold plan
but NUG plus has been stopped for some IRDA norms.

An agent told me bajaj NUG plus has been replaced by NUG plan.
which plan should i go for?
please help me
I’m looking int 20 yrs of investestment with 20k premium every year.