Transfer of title in immovable property after husbands death?

Husband died leaving behind a flat, nominating his wife and minor daughter in the ratio 75:25. Accordingly society has transferred shares to the nominees. Does that give a clear title in the flat to the wife? Or does she require to execute a document of transfer to get title? Is stamp duty required to be paid & how much? Market value of flat is Rs.35 lacs.

PPF A/c for a minor in SBI Core Banking?

PPFa/c inth name of my minor daughter was opened by a SBI officer after much reluctance. later I came to know that he opened the a/c with age 18 yrs as the core banking system was not accepting minor age.. When I asked him he said that he said he would rectify the mistake later..will my daughter have problem in withdrawing when she is a major