which is better mediclaim or health insurance?

I strongly feel theres need to invest some money for sudden health problems. I have invested in stocks but suffering loss in market, getting better results in mutual funds. Looking for some other options where i can save my money for health emergency. Kindly guide me which is better mediclaim or health insurance in India?

Best Health Insurance / Mediclaim provider company/scheme?

I am searching online for Best Health Insurance / Mediclaim provider company/scheme and I found the followings

* ICICI Lombard which has highest premium
* Bajaj Allianz schemes
* New India Assurance (Previously I have)

Reliance General Insurance: I found lowest premium and family floater plan “HealthWise” and thinking for purchase this scheme. what do you think about it. more information at http://portal.reliancegeneral.co.in/