medical insurance policy in india?

i would like to apply good medical insurance policy for all my family members. tell some of the insurance companies offering?
also tell me many insurance policy covers inpatients that is hospitalised patients. is there any insurance for general check up, outpatients ?

How do LIC pay bills to a medical examiner?

Agents come with a number of forms to fill up for policies. They give a lump sum amount to the doctor irrespective of the test undertaken. While other insurance companies have a policy to pay the amount to the doctor concerned in their account directly, LIC give a chance to the agents to grab the doctors money.