My Old aged parents are travelling to meet me in CA, US. They are based out of Calcutta and cannot go for a medical test. Also, I need to have the policy sent to me directly so that they dont have to carry it and I can manage this myself. Is there any good website, where this could be bought instantly by paying online?
I suggest you check the affordable term insurance policies that Future Generali provides.
I understand your concern to secure your family when you wonâ€™t be around. In case of death of the policy holder during the policy term, the nominee will receive the sum assured under the policy. If one is below the age of 45 years and the desired insurance cover is less than 30 Lacs, they donâ€™t need to go through a medical test. They even provide the online term insurance, where in you get discounts if itâ€™s a higher sum you want to assure. Have a look at their website for more details.