HIV-medication and Insurance, how do they work?

I am new to this whole insurance and HIV business, I have insurance Blue Cross Blue Shield of Alabama

And i want to know say if HIV medication cost 1500$ a month, how much do the insurance companies pay and how much do i have to pay? Its a scenario so no spcific answer is required, can they deny you of medical expenses such as HIV-medication altogether because it is so HIGH? How do they decide?

HIV, Insurance help need some information regarding basics?

I am new to this whole insurance and HIV business, I have insurance Blue Cross Blue Shield of Alabama

And i want to know say if HIV medication cost 1500$ a month, how much do the insurance companies pay and how much do i have to pay? Its a scenario so no spcific answer is required, can they deny you of medical expenses such as HIV-medication altogether because it is so HIGH? How do they decide?

Please suggest a good health insurance policy which covers max medical expenses in affordable premium?

I am a student and would like to take an insurance policy which will take care of my hospital/surgery bills if at all needed.

I had a health/mediclaim insurance from my employer when I was working. It was good and took care of my hospitalization expenses a couple of times.

Now that I am not earning any salary, I may not be able to afford such bills if at all I fall sick or undergo a surgery. So I want to be covered by a good mediclaim health insurance policy. Please suggest one.