Unit Link Insurance Investment?

I subscirbed to HDFC Standard Life Insurance Pension Plus Plan starting 2007 in order to secure a monthly income upon retirement next year. But it is an investment gone totally sour as the value of my investment is currently down by 35% and I am stuck to make al least another annual contribution otherwise I stand to loose the entire premiums paid (which is substantial). I realized only later that it was a very bad decision on my part to have invested in Insurance plan at such a late stage close to retirement age. What, if any, is the best option to get out of this mess to which I was lured by the glib talk of the so called investment manager (who surely talked me into it solely to get his hefty commission/reward by the Insurance company)?

Unable to apply online for punjab national bank recruitment for post of Management Trainees in JMG Scale I ?

Hi. I want to apply for the post of Management Trainees in JMG Scale I in Punjab national bank. I have opeed the website of punjab national bank, clicked on recruitment and clicked on apply online link. It took me to the URL of . I once again clicked on apply online link of this url. Instead of showing the online application form it is showing the screen of Log in using Registration no or Roll no AND password. Now I dont have any log in detail. The last of application is 13 February 2012. I want to register a complaint of this non availability of online application form. Where to complain about this matter.