What is the best for a young man for long term savings, like unit linked pension plan et al. who offers the be

These days there are many options for pension plans with several riders ; A hordes of never heard names are floating in the market , like Aviva, Max Newyork, AXA besides our age old LIC, UTI. All claim to have best track records and offer the best scheme. I do not know whom to trust and do not understand their satistics of track records. Please tell me what is the best and how to comperhend that.

Can somebody suggest me a good book on Financial Planning & Taxes?

I am an insurance agent and mutual fund distributor. I am a science graduate, and hence know least about concepts of commerce.

I am looking for a book which can help me offer better financial planning to my clients. The books should explain the concepts of various investment instruments like Mutual Funds, Stocks, Real Estate etc. It will be great if the books contains chapters on Taxes (and its various sections). In a nutshell, a book for dummies on Financial planning and Taxes.

Please suggest. Thanks a ton.