Instead of having a Medi-claim policy by paying heavy premium to Insurance Company, can there be direct dealing by each Hospital? Will it not be profitable to the Hospital as well as Citizen? Is such scheme tried in the past anywhere with what results? Only disadvantage to citizen can be, he has to confine to one particular Hospital.
I would like to have an insurance cover that would return money at regular intervals say for every 3 or 5 years. Do we have any such for children?
It is really an advertisement and it says “This is the final notice to cover your insurance back ” what would i do to stop that????
and it is not true plese help me out.
Please confirm the procedure to check the genuineness of the insurance policy provided by an agent?
Policy taken from National Insurance for a vehicle, cheque collected by an agent. How to ensure that the same is a genuine policy and not a fake piece of paper, to avoid any problems/complicacies in future.
I would like to know if there is any advantage of a group health insurance plan over a personal health insurance policy. I am planning on buying a health insurance plan so I wanted to know.
I need to know the minimum time that a health insurance policy can be bought for. I want to buy it for the least time since I am not sure if I would need it with my life and accident insurance plans.
I have heard of group and individual insurance policies. But I am not sure about the difference between them. I have a group plan and so I know that it is for companies. But should I have a personal plan alongside?
I am going to start an insurance policy in Newyork life insurance policy. I am taking policy through one of my friends. I just want to know what are the things I need to ask them for clarification while taking this insurance policy. I am not aware of the interest rate or any other benefits. Can you pls guide me with this?
In the recent economic crisis, a huge number of Unit Linked Insurance policy holders suffered heavy losses. Insurance companies deduct 2.25% on a regular basis as fund management charges. Had "fund managers" switch the money from equity to debt fund on time, ULIP holders would not have suffered such heavy losses. Is there any justification in insurance companies charging fund management fee when they cannot do the job properly?
I have a 1 month old daughter. I want to save regularly for my daughter's education. I was wondering if I should go for a child insurance plan by any of the insurance companies (or) should I invest in any of the children mutual funds? Is there any other better way to invest?