What is the ecs bounce charge of ICICI Bank?

I was paying the premium amount of a life insurance through ECS (ICICI Bank). Due to the lack of money in my account I plan to pay through credit card. Even if I pay by credit card the transaction will be done automatically (which can’t be disabled). So I cant avoid the bounce. Is there a way around to avoid the bounce?

what contains in the lic agent application form?

I have sent application form to lic of India to become a lic agent, application filled by a lic development officer. so i didn’t read that apllication and i signed it. Now that application has sent to LIC OF INDIA. Is there any posibilities to get a copy of that application form. if no means , is there any problem going to occure in the future regarding this?