I just purchased Apollo Munich’s health insurance plan. They offer cashless hospitalization in more than 4000 hospitals. But, what are the formalities to be done for it?
I have applied for cashless hospitalization from the TPA. The authorization has been granted to the hospital to proceed further. But the hospital authorities demand that i pay an amount of Rs. 10,000 prior to hospitalization in advance. This is for the hospital expenses that would not be covered by the insurance. When i enquired the TPA, i was suggested to pay the advance. Please shed some light on this. Is it really necessary to pay the advance?
I have a Citibank Mastercard. Can i make the payment online if i do not have citibank bank account/ netbanking.
If yes how??
I am a student and would like to take an insurance policy which will take care of my hospital/surgery bills if at all needed.
I had a health/mediclaim insurance from my employer when I was working. It was good and took care of my hospitalization expenses a couple of times.
Now that I am not earning any salary, I may not be able to afford such bills if at all I fall sick or undergo a surgery. So I want to be covered by a good mediclaim health insurance policy. Please suggest one.