ULIP or Endowment Plan which is the best for me to invest 5k pm each for my retirement n my daughter’s future?

Hi All,
I am pretty confused whether to take up a LIC or a Ulip for the long term investment. After searching the net and taking to the agents I am totally lost.

My budget is 10k pm. Out of that I want to invest 5k for my 11/2 yr daughter’s bright future and 5k for my retirement and insurance.

Can anyone pls suggest me any good Child Ulip which will cover the life of both the parents as almost all the Ulips cover only the father or the person on whom the Ulip is taken.

Coming to my retirement and insurance(both the combination), pls suggest me with the best plans available in the market(both endowment and ulip)

Also if I allocate the funds in my Ulip in such a way that most of my money will be invested into debit instruments and less into equities then will this secure my returns?? In which charges will be more, Ulip or LIC… ?

Thanks so much,
Bhanusri.

WHICH IS A BETTER , SAFE OPTION OF INVESTING FOR MY CHILD’S FUTURE? LIC OR ONE TIME INVESTMENTS IN MUTUAL FUN?

i would like to invest to go for KOMAL Jeevan policy for my 2yr old baby..But the money gets doubled only by 15yrs..I feel its a very less growth..I wish to have an one time investment in mutual fund..Iam 30 yrs old..But afraid to take the risk also..Iam a beginner..I already have SIP.I need ur suggestion in this regard..Also suggest me which compnies do well for one time MF investment..thanks in advance!!

FUTURE FINANCIAL ADVICE?

Iam 36 yrs of age with 2 children aged 5(son) and 3 (daughter). govt job earn fixed salary of 52000 pm with monthly savings of 9000pm plus other govt mandatory investment. looking 15 yrs hence, what should be my financial planing.