Hi am a Sales Manager in a Life insurance company in India an this is my first job?

I am finding very difficult to sell policies because people fear investing in private Insurance companies especially in ULIPs. When ever I go for call people say that some one know to him had invested in some plan( ULIPS) and now he is left with amount half of what he had invested. Now this so called recession and pressure of Bosses, please guide me to sell policies and to convince people in ULIPs

How to increase the credit card Credit Limit ..I am confused?

I am using CIti bank Credit Card
My credit limit which the Bank has allotted was on the basis of mine first job but now i am into my second job and i getting double salary here ….I had a word with customer support people regarding the same ,They guided me to send them the latest salary slip.After doing that also i got a response that they can’t do any thing on it
Kindly be patient may be in future they will increase
can any one guide me what should i do now

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