I dont want a mortgage cause I dont want to help the banks. Where should I live?

If I rent I help the renter pay their mortgage to the banks.
If I buy a house I pay the bank directly.
If I stay in a hotel I pay the manager to pay the owner to pay the banker.
If I sleep in a carboard box then someone else gets the hot babes and gets recognized as worthy in society while he spits at me while sleeping in a nice house and paying the banker.

What would you do in my situation?

Is it possible to discontinue LIC premium payments?

I do want to discontinue making payment for a LIC premium. The policy is 3 years old. Kindly let me know is it possible? If possible, whether LIC is going to pay me the whole invested amount or it would be deducting any amount for premature withdrawal?