The conditions quoted in the news item were as follows. The sum assured should be Rs 1 crore and above. The insured should have have specified diseases like BP etc, and have a good health record. The parents of the insured should not have specified diseases. Have any insurance companies reduced their premiums?
In India Health insurance companies coveres pre-existing diseases after 2, 3, 4 years of paying the premiums regularly. 1) I am having bp and sugar. Does my diseases will be covered after 4 years ?? do i have to disclose after 4 years, or at the time when i got a need to admit as in patient. 2) Second doubt, does the base premium is fixed or does it increases based on age slots. Even we not applied for claim kindly advice. thank you
Family – adults- 3 (Max age-31) child- Expecting in 3-4months.
Covering preexisting diseases.
Covering max. no. of hospitals.
Max. policy renewable age.