How could one purchase flat or plot?

One of my female friend wants to purchase 15-20 lakhrs(bcz her requirement is 2bhk) flat but has only 2-3 lakh rupees with her.She wants to buy a flat in 3-4 months for investment ,how she can arrange money .Is their any loan facility without any security for women? Is there any scheme running specially for females?
She has no own house and property against which she can take loan,and property rate are increasing high day by day.

How could one purchase flat or plot?

One of my female friend wants to purchase 15-20 lakhrs(bcz her requirement is 2bhk) flat but has only 2-3 lakh rupees with her.She wants to buy a flat in 3-4 months for investment ,how she can arrange money .Is their any loan facility without any security for women? Is there any scheme running specially for females?
She has no own house and property against which she can take loan,and property rate are increasing high day by day so she want to buy home soon.

How could I be exempted from Income tax?

I am working for a pvt company and having 4.5 lac/yr.There is no any source of oncome for me other then the service. Am suffering from Kidney failure and am on dialysis. am spending about 3.5lac/yr on my treatment. I get just Rs 50,000 as income tax exemption. could anyone guide how could I be exempted from Income tax

could iget better oppurtunity in other banks…could u plz provide me id of banks where i can paste my resume?

my self shilpi.my educational qualification is i have done b com from kurukshetra university… persuing in M Com final year.. i have Worked as Insurance advisor for 6 Months in ICICI Prudential Life Insurance. and Worked in HBL Global for HDFC Credit Cards for 6 Months as Back Office Operation Executive. Presently working in ICICI Bank CPA (Credit Processing and Appraisal Unit Auto Loans) since last 2 years as a Credit Officer handling Credit Processing and recommending for Appraisal of cases.
At this position, my main job contents includes: –
·Handling the operations for their loan & financing division under totally computerized environment.
·Screening of cases according to the credit policy and persuing the same for its appraisal.
·Marking the discrepancies
·Recommendation of cases for final approval
·Interacting with sales and DMA’s for further persual
·Act as a bridge between sales and Credit and co ordinate
·Making Disbursement Memo after getting approval
·Final Checking of files and sending to operations for final Payment
·Other Back office operations