How to get loan of Rs 100000 from savings bank a/c?

Hi,

I am a Graduate in Computers.I wanna open a store of few home based, personal & cosmetics products. I don’t hav any assets except my certificates.I hav savings a/c in SBI,Union bank & ICICI banks.Which bank will be better to get loan?How can I get a loan amount of Rs 100000 from my savings a/c?