How to deposit different bank check in other bank without paying any charges?

I have Axis bank check of pune branch and i want to deposit it in my SBI bank a/c which was in ahmedabad problem is that i am in mumbai now how to deposit this check at par ?
Is sbi will chrge city bank charge ??
On axis bank check it was written that ” Payable at par at all the clearing branches of axis bank” what does this mean?
Pls ans ASAP.

Thanks in advance

Should I invest in following Mutual fund for tax saving?

Should I invest in following Mutual fund for tax saving:-
1)Fidelity tax advantage
2)Franklin India taxshield
3)HDFC Taxsaver
4)Magnum Taxgain
5) Sundaram BNP paribas Taxsaver
6). kotak tax saver
7) HDFC LongTerm Advantage
8).Reliance Tax Saver
Thank in advance for ur valuable suggestion….

Want to invest 1 lack for tax saving & need advice about a tax saving scheme or I I pay tax & invest in gold?

I want lan to invest Rs. 100000 for tax saving for the current financial year. Can you suggest which is the best scheme
in HUF and Individual age 80 year mother , age 50 Huband, age 45 wife , age 18 year old child or just invest in gold after paying tax

I should go for Top 5 tax Saving Mutual Fund based on lat 1 year returns

* SBI Magnum Tax Gain 1993
* Birla Sunlife Tax Relief 1996
* Sundaram BNP Paribas Tax Saver
* Franklin India Tax Shield
* Prudential ICICI Tax Plan

I should Gof for insurance
LIC
ICICI
Birla
Max New york Life

i dont have ppf account

How to rebalance my MF portofolio?

I have invested in these ELSS(Dividend/Dividend Reinvestment)

1. Sundaram BNP Tax Saving
2. Birla Tax Relief’96
3. HDFC Long Term Advantage Fund
4. ICICI Prudential Tax Plan
5. SBI Magnum Tax Gain

Of these 5, only HDFC, ICICI are doing well.

I have invested in Equity/Balanced funds too(Dividend/Dividend Reinvestment)

1. UTI Children Career Plan(balanced)
2. LIC Money Plus
3. HSBC Equity
4. Reliance Growth Fund
5. Reliance Diversified Power Sector
6. Sundaram BNP Paribas Select Focus
7. Sundaram BNP Paribas Select Midcap
8. ICICI Prudential Infrastructure Fund
9. DSP BR Top 100 Equity
10. DSP BR India T.I.G.E.R

Of these 10, only DSP BR Top 100 Equity, DSP BR India T.I.G.E.R, ICICI Prudential are doing well

Please suggest me a good strategy to rebalance my portfolio. As the market is swinging I am not considering debt/gilt funds. Instead I prefer bank FDs.

Thank you very much

Regards

Raj
Sundaram BNP Tax Saver10000
SBI Tax Saver5000
Birla Sun Life Tax Saver5000
Principal Personal Tax Saver 5000
ICICI Prudential Tax Saver5000
HDFC Long Term Advantage Fund 5000
LIC MoneyPlus10000
Sundaram BNP Select MidCap17500
Sundaram BNP Select Focus17500
Reliance Growth11500
Reliance Diversified PowerSector5000
HSBC Equity10000
ICICI Prudential Infrastructure19000
DSP BR India T.I.G.E.R25500
DSP BR TOP 100 Equity 22500
UTI Children Career Plan (Balanced)10000
NSS10000