Which is the best Life Insurance Policy?

Hi,

My brother’s age is 11 years. I want to take insurance policy for him so that when he enters the age of 17 years he can get some money for his education. Can any one suggest such insurance policy which at moderate premium of around 110-12 thousand and terms of around 5-6 years gives good return at the age of 17 years of my brother.

Plz suggest any other future or career plans also in this budget.

Thanks in advance.

What is the Best Investment Option in India?

Now a days bank deposit or fixed deposit has no values with little or no interest. What is the best possible methods of investing money for an average man. Some says Mutual Fund is good but then again many complains of no returns. Is there any safe investment with less or no breaking penalty and better returns?