if bankers take over the property to recover their dues and list of movables prepared by them is not as near as law says besides no witness and moreover some very important listed items have gone missing , whom to approach TO AVOID COSTLIEST& TIME CONSUMING litigations.
directly, without involving his banker. If he sends a payment directly without involving his banker, how a bank in India will take credit of the same against the reference under which they sent the particular export invoice.
It seems that when you walk into a bank, either to open an account, or to open safe box, the manager pressurises you to take up insurance policies or to buy mutual funds with their insurance company. Is this acceptable? They say that they are given targets to meet. Does this not confuse the role of a banker and an insurance agent? Is this healthy for the banking industry?