How to allocate my Salary?

I am interested in investing. What are the ways in which i can invest savings from my salary?

I know some like – Equities, Mutual Funds, Gold, Fixed Deposits, Term Deposits, Insurance.

Are there anything else?

How do i allocate my funds?

How can i allocate my funds effectively every month as i am doing savings upto 15-18k a month, and i have a commitment next year, so would like to invest these for a period of 1 year,,, which are the effective ways? with better returns and less risks??