Which is the best travel insurance from India?

For an Indian of age 66 years going to USA on immigration, planning to return to India after 7 months for a month’s visit and then again after 11 months for a month’s visit. Looking for the insurance which will be honoured in USA, if the need arises, without un-justified objections.

Can college going students get a Credit Card ?

Credit Card is generally given to Salaried persons and businessmen. And the credit card issued has “credit limit” equal to the amount they have in their Bank Account. It requires a maintenance fee. And each credit is issued at some interest.

So can students get a credit card ? Is there anything else I need to be careful abt Credit Cards ?