Schemes for investing money?



Hi i am 22yrs old working and am earning around 24k pm but after pf tax n all i get 22k in hand … So per month i can save around 10k minimum …. so how should i invest the money …fd,ppf,rd or anything else ….

Schemes for investing money?
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6 Replies to “Schemes for investing money?”



  1. Traders should invest in a diversified mix of stocks, bonds, and money market funds. They want to buy a diversified portfolio of stocks as individual stocks are too risky.Only long experienced people can make big return in stock market. A tremendous amount of stock investing books and websites that teach stock investing strategies are there, but that don’t work.
    Mutual fund investments are subject to market risk.Mutual fund charge upto 2.5% from investors for professional fund management and regular operational costs .
    If an investor invests Rs.10,000/- in ICICI Prudential Focused BlueChip fund in open ended growth scheme on 25-5 2008, he will get Rs.17300/- on 1-10-1012 on redemption of units earned at the time of investment.


  2. If you can save 10000, then put 5000pm in 5 years FD in nationalised bank(Tax saving scheme). Remaining 5000pm can be invested in share market. But be aware of market risk. It is not advisable to invest in mutual funds.


  3. You can invest your money in PPF which is safe & secure. Apart from this you can also invest your money in Stock and Commodity market.


  4. 2K in RD (short term)
    2K in PPF (Long term)
    2K in Mutual Funds through SIP (Medium Term)
    4k in ULIP/Pension Funds (Long term)





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