i am planning to invest 100000 evey quarter for next 3 years ..and i would like investment advise. i like to diverse my investment in FD, mutual funds, lic for purely insurance and rest. i am 29 years onld now married. the ideal time of investment is 10 years for now .. i would not take the money out for first 10 years. i would like my returns when i am 45. so that i would get some constant income after 45.