My HDFC Pension-Growth Fund II next premium falls in first week of NOV. Any method to get maximum unit?



Current NAV is15.4876. What can I do to get maximum unit. In view of present NAV & market growth I will get minimum Unit. Please help to get maximum benefit while giving my next premium.

Rate these answers

One Reply to “My HDFC Pension-Growth Fund II next premium falls in first week of NOV. Any method to get maximum unit?”

  1. You have to check whether HDFC will

    a) sell units on the day you pay premium, or

    b) sell units on the day the premium falls due.

    Frankly you should not try to time the market. How do you know today tht the market will not fall to 16000 in Nov.?

    Your plan falls in the SIP category where savings are done in a disciplined manner.

    The other option is that you can make additional payments in your plan when you feel the markets are down. The charges for additional premiums are lower than that of regular premiums.

    HMT





Leave a Reply

Your email address will not be published. Required fields are marked *