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  1. Institutional funds are offered to their biggest & best customers (a brokerage house, corporate 401k plans, etc). They have lower expenses. You will not be allowed to buy these. You would have to use the retail funds.

  2. Dear u can get all news on http://www.amfiindia.com . retail investments : u can invest even 500.00 rupees , commonly u have to by for 5000.00
    that is u can invest 5000.00 .as a biginer.the u can add 1000+,
    Institution 500,000.00 ……… or 50000000.00