3 Replies to “Kindly suggest me the best pension plan policy?”

  1. Sorry for not answering your question. But i want to know where you got that profile pic. So many people have that guy as profile pic. May i know what special about it and how you got it?

  2. Better go with PPF schemes and later invest the maturity in Pension Plans like LIC Jeevan Akshay, in which you need to pay one time investments and the pension will start immediately.
    PPF is offering 8.5 guaranteed interest rats but regular saving pension plans does not guarantee this much interest.
    PPF has tax benefits and can avail loan against PPF.
    Lot of other flexibilities like partial withdrawal and more…

  3. Your pension at RETIREMENT , depends only on TWO THINGS



    Annuity rates can change . It is not in your control.

    Corpus is in your hands.

    Avoid all pension plans from insurance companies.

    By putting money in pension plans of insurance companies , you will only be LIMITING YOUR CORPUS and thereby your pension.

    Create as big a corpus as possible before retirement.

    Best way is to go for a combination of PPF ( SBI branch) / SIP IN MUTUAL FUNDS / DIRECT EQUITY.

    At retirement , you can invest a part of your corpus in IMMEDIATE ANNUITY. You will start getting pension the very next month.

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